Changing jobs — guided flow
A new role can change cash flow overnight—base pay, withholding, equity, and benefits all shift. Walk through these steps before you commit. General education only.
Model take-home pay in the new role
Salary headlines lie. Estimate federal, state, and payroll taxes so you know what actually hits your account each pay period.
Salary & take-home pay calculatorCompare total compensation (if equity is in play)
RSUs, refreshers, and sign-on equity change the multi-year picture. Line up both offers side by side before you optimize for base alone.
Paid feature — requires Worker Compensation add-on.
Worker Compensation workspaceCheck emergency fund runway
Gaps between jobs, probation periods, and delayed benefits happen. Know how many months of essentials your cash buffer covers.
Emergency fund calculatorSee how debt fits the new cash flow
A higher take-home can accelerate payoff—or a lower one can squeeze minimums. Map payments against the new budget before you sign.
Debt payoff plannerRebalance your monthly plan
Once income shifts, re-split needs, wants, and savings so lifestyle creep doesn't eat the raise on day one.
50/30/20 budget calculator
Leaving with unvested equity? Factor forfeiture and tax timing into your comparison—this guide does not replace professional tax advice.