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SmartFinanceNerd

Pricing

Most people start with Plus.

Solo is the default. Adjust seats or switch to annual when you are ready. Cancel anytime.

Most people start here

Plus · $5.99/mo

Solo, one person, monthly until you switch. Essential is the personal ledger. Pro adds live bank feeds. Free calculators stay free.

Essential

Manual ledger, budgets, CSV, basic net worth.

$3.99/ mo

Solo · monthly until you switch

  • Personal finance workspace
  • Manual entry and CSV uploads
  • Budgeting

Plus

Power tools, deep analytics, and custom rules.

Popular
$5.99/ mo

Solo · monthly until you switch

  • Everything in Essential
  • Rental, FIRE, Comp, and future workspaces
  • Deep analytics, projections, and ROI

Pro

Plus with live bank feeds and alerts.

$8.99/ mo

Solo · monthly until you switch

  • Everything in Plus
  • Live bank feeds (Plaid)
  • AI auto-categorization from bank data

Seats

Every feature tier is available as Solo (1), Duo (2), or Household (up to 5).

  • Solo

    One person, one personal finance workspace.

  • Duo

    Two people sharing one budget.

  • Household

    Up to five seats for a shared home.

Live Feeds is included with Pro: connect a bank once and keep your ledger updating itself.

Free forever: all calculators, blog articles, and life-event guides, no credit card required.

Customize

Pick a plan, then seats

Essential is the personal ledger. Plus adds every power-tool workspace. Pro adds live bank feeds and alerts.